May 2011 Real Estate Newsletter, Danville San Ramon Dublin CA
As always please read and enjoy these important local real estate market reports and share them by forwarding them to anyone you know who wants to stay informed about current market conditions.
_What’s YOUR Mortgage IQ?_
Last week the California Association of REALTORs (CAR) reported that a recent Zillow Mortgage Marketplace survey indicates that home buyers ar ill-prepared to take out a mortgage, answering basic questions about mortgage information incorrectly nearly half (46 percent) of the time. See the following summary and let us know if you would like to contact a lender to increase that “Mortgage IQ”!
* More than 1,000 home buyers were asked to respond true or false to eight mortgage-related statements, including “The rates of 5/1 adjustable-rates mortgages always increase after years.” Although the correct answer is false, because 5/1 ARMs do adjust after five years, but the rates could go up or down, 57 percent of people surveyed answered this question incorrectly.
* Forty-five percent of home buyers surveyed also incorrectly stated that home buyers should always buy mortgage discount points.
* An additional one-third of respondents do not understand that lender fees are negotiable and vary by lender.
* Survey respondents also believe that pre-qualifying for a loan means they have secured financing.
* Slightly less than half of the polled prospective home buyers also do not understand that Federal Housing Administration (FHA) loans are available to all buyers.
_Looking for the Newest Listing in a Town or Neighborhood?_
On our website we post continuously updated listings that include feature descriptions, photos, maps and walk scores for popular towns and neighborhoods. Listings are sorted from newest first so if you want to track a neighborhood or town just bookmark one of the following links and each time you open the link you will see the newest listings for that town or neighborhood. Check the links below and let us know if you want more information about any of the listings you see.
Alamo Latest Listings,
Blackhawk Latest Listings, Bridges in San Ramon Latest Listings, Canyon Lakes Latest Listings, Crow Canyon CC in Danville Latest Listings, Danville Latest Listings, Dublin Latest Listings, Dublin Ranch in Dublin Latest Listings, Dublin Ranch Village in Dublin Latest Listings, Gale Ranch in San Ramon Latest Listings, Golden Eagle in Pleasanton Latest Listings, Greenbrook in Danville Latest Listings, Livermore Latest Listings, Magee Ranch in Danville Latest Listings, Monterosso in Danville Latest Listings, Norris Canyon Estates in San Ramon Latest Listings, Pleasanton Latest Listings, Ruby Hill in Pleasanton Latest Listings, San Ramon Latest Listings, Sycamore in Danville Latest Listings, Windemere in San Ramon Latest Listings
_- -_ _-Foreclosure and Short Sale Update- – -_
Available Foreclosures (REO’s or Bank Owned):
Danville, San Ramon, Dublin, Pleasanton, Livermore
Want to create and manage your own Property Searches?
We have an enhanced search tool that let’s you set up one or more property searches and you can also set up automatic notification emails. Here is the link you need If you’d rather have us do the searching for you just e-mail your request (click link). Please be sure to specify cities of interest, property type (condo, townhome or single family) and price bands.
– - – LINKS TO YOUR CURRENT MONTHLY CITY & NEIGHBORHOOD REAL ESTATE UPDATES - – -
San Ramon Valley Unified School District Cities
San Ramon CA (city report)
San Ramon Condo & Townhome Report
(San Ramon Neighborhood reports) Bent Creek, Bollinger Hills, Bridges, Deerwood, Gale Ranch, Lake at Canyon Lakes, Norris Canyon Estates, Old Ranch, Twin Creek, Windemere,
Danville Condo & Townhome Report
(Danville Neighborhood reports) Alamo Creek, Crow Canyon Country Club, Greenbrook, Magee Ranch, Monterosso, Sycamore, Tassajara Ranch, Wendt Ranch
Alameda County Cities
Please call Vickie at (925) 407-7987 or Steve at (925) 407-7853 with questions about any property or report. Given the opportunity, we will work very hard to help you meet your real estate objectives.
Kindest regards,

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Vickie Nagy
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Steve Nagy
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REALTOR® – ABR, e-PRO, CRS, GRI, CDPE
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REALTOR® – MBA, ABR, e-PRO
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CA DRE Lic. # 01363932
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CA DRE Lic. # 01863790
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Specializing in “GETTING YOU WHERE YOU NEED TO BE”
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Helping you “MEET YOUR REAL ESTATE NEEDS”
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(925) 407-7987 cell
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(925) 407-7853 cell
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BMC Real Estate | 4115 Blackhawk Plaza Cir. Suite 100 | Blackhawk, CA 94506
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Vickie Nagy: (925) 407-7987 or email: Vickie@VickieSellsHomes.com
Steve Nagy: (925) 407-7853 or email Steve@BestTriValleyHomes.com Vickie and Steve Nagy are available to help you with all your real
estate needs, including relocation to San Ramon CA, Dublin CA, Pleasanton CA, Danville CA
& nearby.
· Market Reports in Real Time. Listed by city and by neighborhood.
Vickie Nagy CA DRE Lic. # 01363932 * Steve Nagy CA DRE Lic #
01863790 BMC Real Estate | 4115 Blackhawk Plaza Cir, Suite 100,
Blackhawk, CA 94506